. "Ba\u0148a\u0159ov\u00E1, Michaela" . "10"^^ . . . "Banks are one of the most important intermediaries in market economy. Nowadays, banks conduct a wide range of activities which are constantly developed and modified. The different types of bank products show the quality of bank services provided. These products also make the final picture of provided bank services. In today\u2019s specific and closely defined markets, these customers are the co-creators of products and services, which they will subsequently consume. Commercial banks have varied groups of clients and university students form one of these groups. They are mature but they do not have enough money for their accommodation costs, living expanses or tuition fees in some countries. So they are clients who very often use bank products such as student loans, debit cards or overdrafts. Banks expect that these clients will stay with the bank after their studies and that they will become long-term clients who will accept the offer of mortgages for buying a flat or house, loans for car purchases or refitting their homes, some savings program or for example advantageous loans for starting their business. So, in this comparative study will examine student indebtedness in the United Kingdom and the Czech Republic and try to find answers to the question of \u201Cwhy students get into debt and for what purpose they use this borrowed money?\u201D, \u201CWhat are the conditions of providing the student\u2019s loans?\u201D, \u201CAnd which country provides more advantageous bank products and services for students?\u201D." . . "International Business Information Management Association" . . . "Istanbul" . . "Istanbul" . . "Banks are one of the most important intermediaries in market economy. Nowadays, banks conduct a wide range of activities which are constantly developed and modified. The different types of bank products show the quality of bank services provided. These products also make the final picture of provided bank services. In today\u2019s specific and closely defined markets, these customers are the co-creators of products and services, which they will subsequently consume. Commercial banks have varied groups of clients and university students form one of these groups. They are mature but they do not have enough money for their accommodation costs, living expanses or tuition fees in some countries. So they are clients who very often use bank products such as student loans, debit cards or overdrafts. Banks expect that these clients will stay with the bank after their studies and that they will become long-term clients who will accept the offer of mortgages for buying a flat or house, loans for car purchases or refitting their homes, some savings program or for example advantageous loans for starting their business. So, in this comparative study will examine student indebtedness in the United Kingdom and the Czech Republic and try to find answers to the question of \u201Cwhy students get into debt and for what purpose they use this borrowed money?\u201D, \u201CWhat are the conditions of providing the student\u2019s loans?\u201D, \u201CAnd which country provides more advantageous bank products and services for students?\u201D."@en . "147433" . "Long-term indebtedness of students on financial market" . "978-0-9821489-7-6" . . . "Long-term indebtedness of students on financial market"@en . . . "1"^^ . . . "[D2F14AE4F7AC]" . . "Personal financial services for students, student loan, consumer behaviour, indebtedness, repayment of debt, higher education, tuition fee."@en . . . "1"^^ . "Long-term indebtedness of students on financial market" . "RIV/70883521:28120/12:43868794!RIV13-MSM-28120___" . . "RIV/70883521:28120/12:43868794" . "S" . "Proceedings of the 18th International Business Information Management Association" . "Long-term indebtedness of students on financial market"@en . . "2012-05-09+02:00"^^ . . "28120" .