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Statements

Subject Item
n2:RIV%2F70883521%3A28120%2F12%3A43868794%21RIV13-MSM-28120___
rdf:type
n9:Vysledek skos:Concept
dcterms:description
Banks are one of the most important intermediaries in market economy. Nowadays, banks conduct a wide range of activities which are constantly developed and modified. The different types of bank products show the quality of bank services provided. These products also make the final picture of provided bank services. In today’s specific and closely defined markets, these customers are the co-creators of products and services, which they will subsequently consume. Commercial banks have varied groups of clients and university students form one of these groups. They are mature but they do not have enough money for their accommodation costs, living expanses or tuition fees in some countries. So they are clients who very often use bank products such as student loans, debit cards or overdrafts. Banks expect that these clients will stay with the bank after their studies and that they will become long-term clients who will accept the offer of mortgages for buying a flat or house, loans for car purchases or refitting their homes, some savings program or for example advantageous loans for starting their business. So, in this comparative study will examine student indebtedness in the United Kingdom and the Czech Republic and try to find answers to the question of “why students get into debt and for what purpose they use this borrowed money?”, “What are the conditions of providing the student’s loans?”, “And which country provides more advantageous bank products and services for students?”. Banks are one of the most important intermediaries in market economy. Nowadays, banks conduct a wide range of activities which are constantly developed and modified. The different types of bank products show the quality of bank services provided. These products also make the final picture of provided bank services. In today’s specific and closely defined markets, these customers are the co-creators of products and services, which they will subsequently consume. Commercial banks have varied groups of clients and university students form one of these groups. They are mature but they do not have enough money for their accommodation costs, living expanses or tuition fees in some countries. So they are clients who very often use bank products such as student loans, debit cards or overdrafts. Banks expect that these clients will stay with the bank after their studies and that they will become long-term clients who will accept the offer of mortgages for buying a flat or house, loans for car purchases or refitting their homes, some savings program or for example advantageous loans for starting their business. So, in this comparative study will examine student indebtedness in the United Kingdom and the Czech Republic and try to find answers to the question of “why students get into debt and for what purpose they use this borrowed money?”, “What are the conditions of providing the student’s loans?”, “And which country provides more advantageous bank products and services for students?”.
dcterms:title
Long-term indebtedness of students on financial market Long-term indebtedness of students on financial market
skos:prefLabel
Long-term indebtedness of students on financial market Long-term indebtedness of students on financial market
skos:notation
RIV/70883521:28120/12:43868794!RIV13-MSM-28120___
n9:predkladatel
n19:orjk%3A28120
n3:aktivita
n20:S
n3:aktivity
S
n3:dodaniDat
n11:2013
n3:domaciTvurceVysledku
n12:2561077
n3:druhVysledku
n14:D
n3:duvernostUdaju
n4:S
n3:entitaPredkladatele
n7:predkladatel
n3:idSjednocenehoVysledku
147433
n3:idVysledku
RIV/70883521:28120/12:43868794
n3:jazykVysledku
n17:eng
n3:klicovaSlova
Personal financial services for students, student loan, consumer behaviour, indebtedness, repayment of debt, higher education, tuition fee.
n3:klicoveSlovo
n6:indebtedness n6:consumer%20behaviour n6:Personal%20financial%20services%20for%20students n6:repayment%20of%20debt n6:tuition%20fee. n6:student%20loan n6:higher%20education
n3:kontrolniKodProRIV
[D2F14AE4F7AC]
n3:mistoKonaniAkce
Istanbul
n3:mistoVydani
Istanbul
n3:nazevZdroje
Proceedings of the 18th International Business Information Management Association
n3:obor
n18:AE
n3:pocetDomacichTvurcuVysledku
1
n3:pocetTvurcuVysledku
1
n3:rokUplatneniVysledku
n11:2012
n3:tvurceVysledku
Baňařová, Michaela
n3:typAkce
n16:WRD
n3:zahajeniAkce
2012-05-09+02:00
s:numberOfPages
10
n10:hasPublisher
International Business Information Management Association
n13:isbn
978-0-9821489-7-6
n21:organizacniJednotka
28120