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  • Banks are one of the most important intermediaries in market economy. Nowadays, banks conduct a wide range of activities which are constantly developed and modified. The different types of bank products show the quality of bank services provided. These products also make the final picture of provided bank services. In today’s specific and closely defined markets, these customers are the co-creators of products and services, which they will subsequently consume. Commercial banks have varied groups of clients and university students form one of these groups. They are mature but they do not have enough money for their accommodation costs, living expanses or tuition fees in some countries. So they are clients who very often use bank products such as student loans, debit cards or overdrafts. Banks expect that these clients will stay with the bank after their studies and that they will become long-term clients who will accept the offer of mortgages for buying a flat or house, loans for car purchases or refitting their homes, some savings program or for example advantageous loans for starting their business. So, in this comparative study will examine student indebtedness in the United Kingdom and the Czech Republic and try to find answers to the question of “why students get into debt and for what purpose they use this borrowed money?”, “What are the conditions of providing the student’s loans?”, “And which country provides more advantageous bank products and services for students?”.
  • Banks are one of the most important intermediaries in market economy. Nowadays, banks conduct a wide range of activities which are constantly developed and modified. The different types of bank products show the quality of bank services provided. These products also make the final picture of provided bank services. In today’s specific and closely defined markets, these customers are the co-creators of products and services, which they will subsequently consume. Commercial banks have varied groups of clients and university students form one of these groups. They are mature but they do not have enough money for their accommodation costs, living expanses or tuition fees in some countries. So they are clients who very often use bank products such as student loans, debit cards or overdrafts. Banks expect that these clients will stay with the bank after their studies and that they will become long-term clients who will accept the offer of mortgages for buying a flat or house, loans for car purchases or refitting their homes, some savings program or for example advantageous loans for starting their business. So, in this comparative study will examine student indebtedness in the United Kingdom and the Czech Republic and try to find answers to the question of “why students get into debt and for what purpose they use this borrowed money?”, “What are the conditions of providing the student’s loans?”, “And which country provides more advantageous bank products and services for students?”. (en)
Title
  • Long-term indebtedness of students on financial market
  • Long-term indebtedness of students on financial market (en)
skos:prefLabel
  • Long-term indebtedness of students on financial market
  • Long-term indebtedness of students on financial market (en)
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  • RIV/70883521:28120/12:43868794!RIV13-MSM-28120___
http://linked.open...avai/predkladatel
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  • S
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http://linked.open...aciTvurceVysledku
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http://linked.open...iv/duvernostUdaju
http://linked.open...titaPredkladatele
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  • 147433
http://linked.open...ai/riv/idVysledku
  • RIV/70883521:28120/12:43868794
http://linked.open...riv/jazykVysledku
http://linked.open.../riv/klicovaSlova
  • Personal financial services for students, student loan, consumer behaviour, indebtedness, repayment of debt, higher education, tuition fee. (en)
http://linked.open.../riv/klicoveSlovo
http://linked.open...ontrolniKodProRIV
  • [D2F14AE4F7AC]
http://linked.open...v/mistoKonaniAkce
  • Istanbul
http://linked.open...i/riv/mistoVydani
  • Istanbul
http://linked.open...i/riv/nazevZdroje
  • Proceedings of the 18th International Business Information Management Association
http://linked.open...in/vavai/riv/obor
http://linked.open...ichTvurcuVysledku
http://linked.open...cetTvurcuVysledku
http://linked.open...UplatneniVysledku
http://linked.open...iv/tvurceVysledku
  • Baňařová, Michaela
http://linked.open...vavai/riv/typAkce
http://linked.open.../riv/zahajeniAkce
number of pages
http://purl.org/ne...btex#hasPublisher
  • International Business Information Management Association
https://schema.org/isbn
  • 978-0-9821489-7-6
http://localhost/t...ganizacniJednotka
  • 28120
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