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Description
| - The aim of this paper is to explain the Czech credit market bonity, and define factors that may affect on that. The bonity is described in this paper as a set of financial ratios selected by the authors by using inputs and outputs that may affect the creditworthiness of the Czech credit market Numerical data used from international financial database BANKSCOPE are combined with the official data from the Czech Ministry of Industry and Trade, and also the other economic indicators from the database of the Czech Statistical Office in period 2005 - 2009. Due to short period, the bonity problem is solved using a panel regression, namely Generalized Methods of Moments, which explore the volume of bad loans, resulting mainly from transformation period. To illustrate the impact of the financial crisis on the Czech credit market bonity, the time series are divided into two time periods, pre-crisis and crisis period. Authors use selected proportion variables as Reserves for Impaired Loans/Gross Loans, Interest income on loans/Average Gross Loans, Other Operating Income/Gross Income of Banks, EBIT of Non-Financial Companies/Return of Non-Financial Companies, Sum of the Profit Before Taxes/Return of Non-Financial Companies, EBIT of Energy Providers/Return of Energy Providers, Non-Financial Companies' Wages/GDP, and the Rate of Unemployment as 8 regressors. Authors discuss also the weaknesses and drawbacks of this research, mainly due to very short time series of the annual frequency data. They offer another way to research this problem in the future, too.
- The aim of this paper is to explain the Czech credit market bonity, and define factors that may affect on that. The bonity is described in this paper as a set of financial ratios selected by the authors by using inputs and outputs that may affect the creditworthiness of the Czech credit market Numerical data used from international financial database BANKSCOPE are combined with the official data from the Czech Ministry of Industry and Trade, and also the other economic indicators from the database of the Czech Statistical Office in period 2005 - 2009. Due to short period, the bonity problem is solved using a panel regression, namely Generalized Methods of Moments, which explore the volume of bad loans, resulting mainly from transformation period. To illustrate the impact of the financial crisis on the Czech credit market bonity, the time series are divided into two time periods, pre-crisis and crisis period. Authors use selected proportion variables as Reserves for Impaired Loans/Gross Loans, Interest income on loans/Average Gross Loans, Other Operating Income/Gross Income of Banks, EBIT of Non-Financial Companies/Return of Non-Financial Companies, Sum of the Profit Before Taxes/Return of Non-Financial Companies, EBIT of Energy Providers/Return of Energy Providers, Non-Financial Companies' Wages/GDP, and the Rate of Unemployment as 8 regressors. Authors discuss also the weaknesses and drawbacks of this research, mainly due to very short time series of the annual frequency data. They offer another way to research this problem in the future, too. (en)
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Title
| - The Credit Market Bonity in the Czech Republic
- The Credit Market Bonity in the Czech Republic (en)
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skos:prefLabel
| - The Credit Market Bonity in the Czech Republic
- The Credit Market Bonity in the Czech Republic (en)
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skos:notation
| - RIV/47813059:19520/11:#0001841!RIV13-MSM-19520___
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http://linked.open...avai/predkladatel
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http://linked.open...avai/riv/aktivita
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http://linked.open...avai/riv/aktivity
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http://linked.open...vai/riv/dodaniDat
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http://linked.open...aciTvurceVysledku
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http://linked.open.../riv/druhVysledku
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http://linked.open...iv/duvernostUdaju
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http://linked.open...titaPredkladatele
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http://linked.open...dnocenehoVysledku
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http://linked.open...ai/riv/idVysledku
| - RIV/47813059:19520/11:#0001841
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http://linked.open...riv/jazykVysledku
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http://linked.open.../riv/klicovaSlova
| - The Credit Market Bonity, Generalized Methods of Moments´ Panel Regression Analysis. (en)
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http://linked.open.../riv/klicoveSlovo
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http://linked.open...ontrolniKodProRIV
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http://linked.open...v/mistoKonaniAkce
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http://linked.open...i/riv/mistoVydani
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http://linked.open...i/riv/nazevZdroje
| - LIBEREC ECONOMIC FORUM 2011
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http://linked.open...in/vavai/riv/obor
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http://linked.open...ichTvurcuVysledku
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http://linked.open...cetTvurcuVysledku
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http://linked.open...UplatneniVysledku
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http://linked.open...iv/tvurceVysledku
| - Heryán, Tomáš
- Vodová, Pavla
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http://linked.open...vavai/riv/typAkce
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http://linked.open...ain/vavai/riv/wos
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http://linked.open.../riv/zahajeniAkce
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number of pages
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http://purl.org/ne...btex#hasPublisher
| - TECHNICAL UNIVERSITY LIBEREC
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https://schema.org/isbn
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http://localhost/t...ganizacniJednotka
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is http://linked.open...avai/riv/vysledek
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