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  • The theory of credibility contains the methods of the net premium calculation that uses own insurance risk data and comparable insurance risk data. The credibility premium then represents a compromise between the individual and collective premium. In the evolution of theory of credibility there have originated various types of credibility models. Regression credibility models have been derived for situations in which the average claims amount evolves in time or depends on other measurable factors. The objective of this article is to show application of De Vylder?s DV85 model in compulsory contractual insurance.
  • The theory of credibility contains the methods of the net premium calculation that uses own insurance risk data and comparable insurance risk data. The credibility premium then represents a compromise between the individual and collective premium. In the evolution of theory of credibility there have originated various types of credibility models. Regression credibility models have been derived for situations in which the average claims amount evolves in time or depends on other measurable factors. The objective of this article is to show application of De Vylder?s DV85 model in compulsory contractual insurance. (en)
  • Teorie kredibility obsahuje metody výpočtu čistého pojistného při využití údajů z vlastního rizika a z porovnatelných rizik. Kredibilní pojistné je potom kompromisem mezi individuálním a kolektivním pojistným. V rozvoji teorie kredibility se vytvořili různé typy kredibilních modelů. Regresní kredibilní modely byly odvozené pro situace, kdy se průměrné pojistné plnění mění v čase nebo závisí na dalších měřitelných faktorech. Cílem článku je ukázat aplikáci De Vylderovho modelu DV85 v povinném smluvním pojištění. (cs)
Title
  • Regression Credibility Approaches for prediction of future claims in accident insurance
  • Regression Credibility Approaches for prediction of future claims in accident insurance (en)
  • Kredibilní regrese blížící se predikci budoucích požadavků v úrazovém pojištění (cs)
skos:prefLabel
  • Regression Credibility Approaches for prediction of future claims in accident insurance
  • Regression Credibility Approaches for prediction of future claims in accident insurance (en)
  • Kredibilní regrese blížící se predikci budoucích požadavků v úrazovém pojištění (cs)
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  • RIV/00216275:25410/05:00003756!RIV08-MSM-25410___
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  • credibility regression model; regression model; individual premium; collective premium; De Vylder?s model (en)
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  • Pacáková, Viera
  • Šoltés, Erik
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