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  • The Czech Republic retail banking market is characterized by significant information asymmetry regarding the bank products and services. Banks provide complex and non-transparent tariffs. Existing inefficiency, caused mainly by non-transparency of the CBS bank offer, is one of the market imperfections that European commission is focused on. CBS Calculator project is one of the way how to solve the non-transparency problem much more effectively than government regulations. Government intervention can be easily outflanked by the banks. The data from the CBS Calculator will be published to bank clients to provide more clear information about bank fees. The main part of the paper describes data analysis outcome from CBS Calculator's respondents. By the non-hierarchic cluster analysis there were determinated four main client clusters by month usage pattern. But the main focus of this paper is on the low cost e-banking clients in the Czech Republic.
  • The Czech Republic retail banking market is characterized by significant information asymmetry regarding the bank products and services. Banks provide complex and non-transparent tariffs. Existing inefficiency, caused mainly by non-transparency of the CBS bank offer, is one of the market imperfections that European commission is focused on. CBS Calculator project is one of the way how to solve the non-transparency problem much more effectively than government regulations. Government intervention can be easily outflanked by the banks. The data from the CBS Calculator will be published to bank clients to provide more clear information about bank fees. The main part of the paper describes data analysis outcome from CBS Calculator's respondents. By the non-hierarchic cluster analysis there were determinated four main client clusters by month usage pattern. But the main focus of this paper is on the low cost e-banking clients in the Czech Republic. (en)
Title
  • Low-cost bank retail core banking services client clusters
  • Low-cost bank retail core banking services client clusters (en)
skos:prefLabel
  • Low-cost bank retail core banking services client clusters
  • Low-cost bank retail core banking services client clusters (en)
skos:notation
  • RIV/62690094:18450/11:10072412!RIV12-MSM-18450___
http://linked.open...avai/riv/aktivita
http://linked.open...avai/riv/aktivity
  • S
http://linked.open...vai/riv/dodaniDat
http://linked.open...aciTvurceVysledku
http://linked.open.../riv/druhVysledku
http://linked.open...iv/duvernostUdaju
http://linked.open...titaPredkladatele
http://linked.open...dnocenehoVysledku
  • 210029
http://linked.open...ai/riv/idVysledku
  • RIV/62690094:18450/11:10072412
http://linked.open...riv/jazykVysledku
http://linked.open.../riv/klicovaSlova
  • etail core banking services.; low-cost bank; cluster analysis; client (en)
http://linked.open.../riv/klicoveSlovo
http://linked.open...ontrolniKodProRIV
  • [6FA71285AFB1]
http://linked.open...v/mistoKonaniAkce
  • Liberec
http://linked.open...i/riv/mistoVydani
  • Liberec
http://linked.open...i/riv/nazevZdroje
  • Liberec economic forum 2011 : proceedings of the 10th international conference
http://linked.open...in/vavai/riv/obor
http://linked.open...ichTvurcuVysledku
http://linked.open...cetTvurcuVysledku
http://linked.open...UplatneniVysledku
http://linked.open...iv/tvurceVysledku
  • Hedvičáková, Martina
  • Soukal, Ivan
http://linked.open...vavai/riv/typAkce
http://linked.open.../riv/zahajeniAkce
number of pages
http://purl.org/ne...btex#hasPublisher
  • Technická univerzita v Liberci
https://schema.org/isbn
  • 978-80-7372-755-0
http://localhost/t...ganizacniJednotka
  • 18450
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