About: Analyzing relations of insured accident and selected risk factors with interactions

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rdf:type	skos:Concept http://linked.opendata.cz/ontology/domain/vavai/Vysledek
Description	The paper is devoted to the analyzing impact of selected risk factors on insured accident and forecasting probability of loss occurrence. On the basis of these factors and measurement of their relation to the insured accident, it is possible to determine the probability of insured accident for each policyholder and also to differentiate the paid insurance premiums in compliance with risk factors. The insurance premium is proposed in this way that it corresponds to undertaken risk, i.e. occurrence probability. In the purpose of identifying and modelling this relation, the logistic regression model is primarily employed, but potential interactions among factors during the proposing and estimating are often neglected. It results in the inaccurate parameter estimates and also in misinterpreting and incorrect assessing relation to the outcome generally. In the paper, the model with and without interaction is proposed and estimated and then, in compliance with both models, the relation of selected risk fact The paper is devoted to the analyzing impact of selected risk factors on insured accident and forecasting probability of loss occurrence. On the basis of these factors and measurement of their relation to the insured accident, it is possible to determine the probability of insured accident for each policyholder and also to differentiate the paid insurance premiums in compliance with risk factors. The insurance premium is proposed in this way that it corresponds to undertaken risk, i.e. occurrence probability. In the purpose of identifying and modelling this relation, the logistic regression model is primarily employed, but potential interactions among factors during the proposing and estimating are often neglected. It results in the inaccurate parameter estimates and also in misinterpreting and incorrect assessing relation to the outcome generally. In the paper, the model with and without interaction is proposed and estimated and then, in compliance with both models, the relation of selected risk fact (en)
Title	Analyzing relations of insured accident and selected risk factors with interactions Analyzing relations of insured accident and selected risk factors with interactions (en)
skos:prefLabel	Analyzing relations of insured accident and selected risk factors with interactions Analyzing relations of insured accident and selected risk factors with interactions (en)
skos:notation	RIV/61989100:27510/11:86079142!RIV13-MSM-27510___
http://linked.open...avai/riv/aktivita	S
http://linked.open...avai/riv/aktivity	S
http://linked.open...vai/riv/dodaniDat	2013
http://linked.open...aciTvurceVysledku	Valecký, Jiří
http://linked.open.../riv/druhVysledku	D - Článek ve sborníku
http://linked.open...iv/duvernostUdaju	S - Úplné a pravdivé údaje nepodléhající ochraně podle zvláštních právních předpisů
http://linked.open...titaPredkladatele	Vysoká škola báňská - Technická univerzita Ostrava / Ekonomická fakulta
http://linked.open...dnocenehoVysledku	186209
http://linked.open...ai/riv/idVysledku	RIV/61989100:27510/11:86079142
http://linked.open...riv/jazykVysledku	eng - angličtina
http://linked.open.../riv/klicovaSlova	logit model, interaction term, motor hull insurance, insurance premium, insured accident, incidence of loss (en)
http://linked.open.../riv/klicoveSlovo	incidence of loss insured accident interaction term logit model motor hull insurance insurance premium
http://linked.open...ontrolniKodProRIV	[47FAF359273E]
http://linked.open...v/mistoKonaniAkce	Janska Dolina
http://linked.open...i/riv/mistoVydani	Prague
http://linked.open...i/riv/nazevZdroje	Proceedings of the 29th International Conference on Mathematical Methods in Economics 2011 - part I
http://linked.open...in/vavai/riv/obor	AH
http://linked.open...ichTvurcuVysledku	1 (xsd:int)
http://linked.open...cetTvurcuVysledku	1 (xsd:int)
http://linked.open...UplatneniVysledku	2011
http://linked.open...iv/tvurceVysledku	Valecký, Jiří
http://linked.open...vavai/riv/typAkce	EUR - Evropská
http://linked.open...ain/vavai/riv/wos	000309074600124
http://linked.open.../riv/zahajeniAkce	2011-09-06 (xsd:date)
number of pages	6 (xsd:int)
http://purl.org/ne...btex#hasPublisher	Professional Publishing
https://schema.org/isbn	978-80-7431-058-4
http://localhost/t...ganizacniJednotka	27510

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