About: Risk taking of Czech banks

Facets (new session)
Description
Metadata
Settings
- owl:sameAs
- Inference Rule:

About: Risk taking of Czech banks Goto Sponge NotDistinct Permalink

An Entity of Type : http://linked.opendata.cz/ontology/domain/vavai/Vysledek, within Data Space : linked.opendata.cz associated with source document(s)

Attributes	Values
rdf:type	skos:Concept http://linked.opendata.cz/ontology/domain/vavai/Vysledek
rdfs:seeAlso	http://www.sciencedirect.com/science/article/pii/S2212567113000385
Description	Present study has focused on riskiness of providing loans as well as loans and reserves policies of banks in the Czech Republic. The paper shows how Czech banks are taking more credit risk due to dissolution of credit provisions to their incomes even in global financial crisis times. Higher concentration level of credit market and foreign owners of banks are typical for this small country. Estimated period is from 2002 to 2011. Methodologically it is used panel GMM regression, but on the other hand it is also used basic calculations from annual reports data of Czech major banks in this article. The author has argued that Czech banking sector is more risky, which is affected by foreign parent companies. Higher level of banks' earnings at the expense of the credit risk then could affect whole Czech economy, if the quality of debtors will decrease. There are also some policy implications based on results of the work. These implications are addressed to commercial banks, but also to the ce ntral bank of the Czech Republic. Present study has focused on riskiness of providing loans as well as loans and reserves policies of banks in the Czech Republic. The paper shows how Czech banks are taking more credit risk due to dissolution of credit provisions to their incomes even in global financial crisis times. Higher concentration level of credit market and foreign owners of banks are typical for this small country. Estimated period is from 2002 to 2011. Methodologically it is used panel GMM regression, but on the other hand it is also used basic calculations from annual reports data of Czech major banks in this article. The author has argued that Czech banking sector is more risky, which is affected by foreign parent companies. Higher level of banks' earnings at the expense of the credit risk then could affect whole Czech economy, if the quality of debtors will decrease. There are also some policy implications based on results of the work. These implications are addressed to commercial banks, but also to the ce ntral bank of the Czech Republic. (en)
Title	Risk taking of Czech banks Risk taking of Czech banks (en)
skos:prefLabel	Risk taking of Czech banks Risk taking of Czech banks (en)
skos:notation	RIV/47813059:19520/13:#0002254!RIV14-MSM-19520___
http://linked.open...avai/riv/aktivita	I
http://linked.open...avai/riv/aktivity	I
http://linked.open...iv/cisloPeriodika	5
http://linked.open...vai/riv/dodaniDat	2014
http://linked.open...aciTvurceVysledku	Heryán, Tomáš
http://linked.open.../riv/druhVysledku	J - Článek v odborném periodiku
http://linked.open...iv/duvernostUdaju	S - Úplné a pravdivé údaje nepodléhající ochraně podle zvláštních právních předpisů
http://linked.open...titaPredkladatele	Slezská univerzita v Opavě / Obchodně podnikatelská fakulta v Karviné
http://linked.open...dnocenehoVysledku	103020
http://linked.open...ai/riv/idVysledku	RIV/47813059:19520/13:#0002254
http://linked.open...riv/jazykVysledku	eng - angličtina
http://linked.open.../riv/klicovaSlova	Provisions for loan losses; NET loan provisions; banks; Czech Republic (en)
http://linked.open.../riv/klicoveSlovo	Czech Republic banks NET loan provisions Provisions for loan losses
http://linked.open...odStatuVydavatele	US - Spojené státy americké
http://linked.open...ontrolniKodProRIV	[92D3F1036007]
http://linked.open...i/riv/nazevZdroje	Procedia Economics and Finance
http://linked.open...in/vavai/riv/obor	AH
http://linked.open...ichTvurcuVysledku	1 (xsd:int)
http://linked.open...cetTvurcuVysledku	1 (xsd:int)
http://linked.open...UplatneniVysledku	2013
http://linked.open...v/svazekPeriodika	2013
http://linked.open...iv/tvurceVysledku	HERYÁN, Tomáš
issn	2212-5671
number of pages	8 (xsd:int)
http://localhost/t...ganizacniJednotka	19520

Faceted Search & Find service v1.16.118 as of Jun 21 2024

Alternative Linked Data Documents: ODE Content Formats:

RDF

ODATA

Microdata

About

OpenLink Virtuoso version 07.20.3240 as of Jun 21 2024, on Linux (x86_64-pc-linux-gnu), Single-Server Edition (126 GB total memory, 77 GB memory in use)
Data on this page belongs to its respective rights holders.
Virtuoso Faceted Browser Copyright © 2009-2024 OpenLink Software