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  • Loans are important source of financing, especially for small and medium size entrepreneurs. The volume and evolution of supply of loans is the key factor of the availability of loans for borrowers. The aim of this paper is to carry out an econometric investigation of supply of loans to private sector in the Czech Republic. The analysis is based on quarterly data covered the period from the first quarter of 1994 to the second quarter of 2005. Summarizing all results, the disequilibrium model successfully applied in many previous studies seems to be useless for estimation of the credit volume in the environment of the Czech Republic. Consequently, we are not able to provide any conclusion about important factors influencing the credit supply.
  • Loans are important source of financing, especially for small and medium size entrepreneurs. The volume and evolution of supply of loans is the key factor of the availability of loans for borrowers. The aim of this paper is to carry out an econometric investigation of supply of loans to private sector in the Czech Republic. The analysis is based on quarterly data covered the period from the first quarter of 1994 to the second quarter of 2005. Summarizing all results, the disequilibrium model successfully applied in many previous studies seems to be useless for estimation of the credit volume in the environment of the Czech Republic. Consequently, we are not able to provide any conclusion about important factors influencing the credit supply. (en)
  • V příspěvku je provedena ekonometrická analýza úvěrové nabídky na českém bankovním trhu v období 1994-2005. Aplikace standardního modelu se ukázala v českých podmínkách jako zavádějící a nelze tak jednoznačně určit hlavní determinanty nabídky úvěrů. (cs)
Title
  • Credit Supply and its Determinants in the Czech Republic
  • Credit Supply and its Determinants in the Czech Republic (en)
  • Nabídka úvěrů a její determinanty v České republice (cs)
skos:prefLabel
  • Credit Supply and its Determinants in the Czech Republic
  • Credit Supply and its Determinants in the Czech Republic (en)
  • Nabídka úvěrů a její determinanty v České republice (cs)
skos:notation
  • RIV/47813059:19520/06:00000042!RIV07-GA0-19520___
http://linked.open.../vavai/riv/strany
  • 485-489
http://linked.open...avai/riv/aktivita
http://linked.open...avai/riv/aktivity
  • P(GA402/06/0204)
http://linked.open...vai/riv/dodaniDat
http://linked.open...aciTvurceVysledku
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  • 469994
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  • RIV/47813059:19520/06:00000042
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  • credit supply, estimates, lending capacity, interest rate margin, loans (en)
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  • [3774DA618C65]
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  • Karviná
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  • Karviná
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  • International Business Administration
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  • Vodová, Pavla
http://linked.open...vavai/riv/typAkce
http://linked.open.../riv/zahajeniAkce
number of pages
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  • Slezská univerzita v Opavě. Obchodně podnikatelská fakulta v Karviné
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  • 80-7248-353-6
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  • 19520
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