About: Household response to the economic crisis

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rdf:type	skos:Concept http://linked.opendata.cz/ontology/domain/vavai/Vysledek
Description	This paper studies the economic impact of the current global economic downturn on the household sector and aims to find critical values for key macroeconomic indicators. The economic downturn arguably makes it less likely that households will be able to repay their loans. Household budgets can be negatively affected by declines in nominal wages and increases in unemployment. We empirically test this effect for the Czech economy, but our results are more general. Our analysis describes two basic mechanisms causing the increase in the insolvency rate ? a decline in nominal wages and an increase in unemployment. We find that potential household insolvencies have important implications for the financial system as well as for the economy as a whole. This paper studies the economic impact of the current global economic downturn on the household sector and aims to find critical values for key macroeconomic indicators. The economic downturn arguably makes it less likely that households will be able to repay their loans. Household budgets can be negatively affected by declines in nominal wages and increases in unemployment. We empirically test this effect for the Czech economy, but our results are more general. Our analysis describes two basic mechanisms causing the increase in the insolvency rate ? a decline in nominal wages and an increase in unemployment. We find that potential household insolvencies have important implications for the financial system as well as for the economy as a whole. (en)
Title	Household response to the economic crisis Household response to the economic crisis (en)
skos:prefLabel	Household response to the economic crisis Household response to the economic crisis (en)
skos:notation	RIV/00216208:11230/10:10050412!RIV11-GA0-11230___
http://linked.open...avai/riv/aktivita	P Z
http://linked.open...avai/riv/aktivity	P(GAP403/10/1235), Z(MSM0021620841)
http://linked.open...vai/riv/dodaniDat	2011
http://linked.open...aciTvurceVysledku	Jakubík, Petr
http://linked.open.../riv/druhVysledku	D - Článek ve sborníku
http://linked.open...iv/duvernostUdaju	S - Úplné a pravdivé údaje nepodléhající ochraně podle zvláštních právních předpisů
http://linked.open...titaPredkladatele	Univerzita Karlova v Praze / Fakulta sociálních věd
http://linked.open...dnocenehoVysledku	262152
http://linked.open...ai/riv/idVysledku	RIV/00216208:11230/10:10050412
http://linked.open...riv/jazykVysledku	eng - angličtina
http://linked.open.../riv/klicovaSlova	aggregate consumption; household default; insolvency; households? distress; credit cycle (en)
http://linked.open.../riv/klicoveSlovo	insolvency credit cycle aggregate consumption household default households? distress
http://linked.open...ontrolniKodProRIV	[671992603A45]
http://linked.open...v/mistoKonaniAkce	Bangkok
http://linked.open...i/riv/mistoVydani	Bangkok
http://linked.open...i/riv/nazevZdroje	Proceedings of the 2010 The International Conference on Organizational Innovation
http://linked.open...in/vavai/riv/obor	AH
http://linked.open...ichTvurcuVysledku	1 (xsd:int)
http://linked.open...cetTvurcuVysledku	1 (xsd:int)
http://linked.open...vavai/riv/projekt	Institutional Responses to Financial Market Failures
http://linked.open...UplatneniVysledku	2010
http://linked.open...iv/tvurceVysledku	Jakubík, Petr
http://linked.open...vavai/riv/typAkce	WRD - Světová
http://linked.open.../riv/zahajeniAkce	2010-08-04 (xsd:date)
http://linked.open...n/vavai/riv/zamer	Development of the Czech Society in the EU: challenges and risks
number of pages	13 (xsd:int)
http://purl.org/ne...btex#hasPublisher	Siam University
https://schema.org/isbn	978-986-85682-2-8
http://localhost/t...ganizacniJednotka	11230

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